B/D Disclosure

Securities and Investment Advisory services offered through NFP securities, Inc.

Lamarca, Baron, Orbuch, Marsh, Zabusky, Kaplain & Contreras LLP. and NFPSI are
not affiliated.

CPA Disclosure

NFP securities, Inc. does not provide legal or tax advice and is not a certified
Public Accounting firm. Certain Representatives of NFP securities, Inc. may be
certified Public Accountants and in their individual capacity provide accounting
and tax services for which NFP securities, Inc. is not responsible.

Web Disclosure

This site is published for residents of the United States only. Registered
Representatives and Investment Advisor Representatives of NFPSI may only conduct
business with residents of the states and jurisdictions in which they are
properly registered. Therefore, a response to a request for information may be
delayed. Not all of the products and services referenced on this site are
available in every state and through every representative or advisor listed.

For additional information, please contact the NFPSI compliance Department at